BNR Compliance
BNR compliance, automated end-to-end
Article 39 classification, provisioning and regulatory returns — built in, not bolted on.
Why it matters
Replace fragmented tools
Meet National Bank of Rwanda requirements with automated loan classification, provisioning, audit trails and ready-to-file regulatory reports.
Manual loan classification
Error-prone provisioning
Difficult BNR returns
Weak audit trails
Capabilities
What you get
Article 39 classification
Automatic Normal/Watch/Substandard/Doubtful/Loss by days in arrears.
Dynamic provisioning
0% / 1% / 20% / 50% / 100% — configurable and fully auditable.
Regulatory reporting
BNR and CRB report templates generated from live data.
Audit & controls
Immutable audit logs, IFRS alignment and internal controls.