Loan Management System
A complete loan management system for African lenders
Originate, approve, disburse, monitor and recover loans — on one integrated, BNR-compliant platform.
Why it matters
Replace fragmented tools
Ingata ILBMS manages the full loan lifecycle with automated workflows, double-entry accounting, risk classification and regulatory reporting — replacing spreadsheets and disconnected tools.
Slow, manual approval cycles
Disconnected accounting & reporting
Weak portfolio monitoring
Hard BNR/IFRS compliance
Capabilities
What you get
End-to-end lifecycle
Application → analysis → multi-level approval → disbursement → repayment → recovery.
Integrated accounting
Every loan event posts to a double-entry general ledger automatically.
Risk & provisioning
Article 39 classification (Normal→Loss) with auto provisioning and PAR/NPL tracking.
Multi-branch & RBAC
Role-based access, audit trails and consolidated multi-branch reporting.